Also, don't forget to sign up for alerts on your favorite merchants. Sign in to your account, click on your name in the top right corner and select:

 View or change my product notification

Terms  and Conditions: 

Ladder Savings are subject to change at any time. Multiple discounts may not be applied within a single purchase. May not be combined with any other discounts.  Discount is taken off of the purchase price (not card value). Discount is valid within a single transaction and is not based on total purchasing history.