Also, don't forget to sign up for alerts on your favorite merchants. Sign in to your account, click on your name in the top right corner and select:
Terms and Conditions:
Ladder Savings are subject to change at any time. Multiple discounts may not be applied within a single purchase. May not be combined with any other discounts. Discount is taken off of the purchase price (not card value). Discount is valid within a single transaction and is not based on total purchasing history.